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Chương 1
Cách đến phòng khám, bệnh viện và các chính sách của bảo hiểm y tế
1. Có cách nào giảm chi phí khi khoản tiền phải thanh toán quá cao không?
Có thể giảm
- Nếu khoản tiền bạn phải chi trả tại phòng khám và bệnh viện (30%) vượt quá một mức nhất định (hạn mức tự thanh toán), khoản “Điều trị y tế chi phí cao” (vùng xanh lá cây trong sơ đồ) sẽ được hoàn lại trong khoảng 3 tháng sau khi bạn tự thanh toán trước. Số tiền được hoàn lại khác nhau tùy theo thu nhập và tuổi tác của người đó.
- Nếu biết trước rằng số tiền bạn phải thanh toán tại phòng khám và bệnh viện sẽ quá cao (30%), cũng có thể chỉ thanh toán hạn mức tự trả (vùng màu cam trong sơ đồ) ngay từ đầu. Chỉ cần nộp “Giấy chứng nhận áp dụng mức đóng tối đa” tại quầy thủ tục của phòng khám và bệnh viện là có thể giảm khoản tiền ở vùng màu xanh lá cây trong sơ đồ. Giấy chứng nhận áp dụng mức đóng tối đa có thể xin ở công ty nếu bạn tham gia bảo hiểm y tế của công ty, hoặc xin tại văn phòng thị chính nơi sinh sống nếu bạn tham gia bảo hiểm y tế quốc gia.
Tuy nhiên, thủ tục xử lý việc giảm trước khoản điều trị y tế chi phí cao khá phức tạp và bạn khó có thể tự làm, do đó hãy tham khảo ý kiến của nhân viên công tác xã hội tại bệnh viện. Ngoài ra, hãy thử trao đổi và tham khảo ý kiến của người Nhật, người Việt quanh mình.
Bạn có thể tham khảo ý kiến tư vấn bằng tiếng Việt qua các kênh có trong [Danh sách kênh tư vấn]
133 Bình luận
133 responses to “Có cách nào giảm chi phí khi khoản tiền phải thanh toán quá cao không?”
Bình luận
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I have noticed that car insurance organizations know the vehicles which are susceptible to accidents along with other risks. In addition, they know what sort of cars are given to higher risk plus the higher risk they’ve already the higher a premium amount. Understanding the simple basics involving car insurance will help you choose the right sort of insurance policy which will take care of the needs you have in case you get involved in an accident. Thank you sharing the actual ideas with your blog.
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One thing I would like to say is the fact that car insurance cancellation is a terrifying experience so if you’re doing the suitable things being a driver you may not get one. A lot of people do are sent the notice that they are officially dumped by their insurance company they have to scramble to get extra insurance after having a cancellation. Cheap auto insurance rates are generally hard to get after a cancellation. Knowing the main reasons pertaining to auto insurance cancellation can help car owners prevent completely losing in one of the most important privileges accessible. Thanks for the ideas shared via your blog.
David Carter, yield farming specialist – The APYs on SpookySwap liquidity pools remain some of the highest in DeFi https://spokyswap.net/
I don?t even know how I ended up here, but I thought this post was great. I do not know who you are but definitely you’re going to a famous blogger if you aren’t already 😉 Cheers!
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Today, I went to the beachfront with my children. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is totally off topic but I had to tell someone!
Thanks for the article. I have often noticed that many people are desperate to lose weight when they wish to look slim and attractive. On the other hand, they do not usually realize that there are other benefits for you to losing weight in addition. Doctors claim that over weight people have problems with a variety of health conditions that can be perfectely attributed to their particular excess weight. The good thing is that people who sadly are overweight as well as suffering from several diseases can help to eliminate the severity of their illnesses by losing weight. It is possible to see a slow but noted improvement in health when even a slight amount of fat reduction is achieved.
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